CactusPet Insurance

South African cover comparison

Explore your cover options without the runaround.

Cactus helps South Africans look at cover options through short, honest online quizzes. We introduce you to the provider. The provider gives you the quote, the policy and the servicing.

See My Pet Insurance Options

60-second quiz • No card required

What you can explore

Only categories marked live are available right now. We will not pretend a service exists before it does.

Live now

Pet Insurance

Answer a few quick questions about your pet, then speak to OnePlan about plans from R80 per pet per month. OnePlan offers five pet plans, with accident cover that starts immediately and an overall annual limit of up to R75,000 on the Super plan. Terms and eligibility apply.

Coming soon

Car Insurance

We are working on a short quiz to help you explore vehicle cover options. When it launches it will work the same way as our pet quiz: a few questions, then a licensed provider contacts you.

Quiz coming soon

Coming soon

Home Insurance

Building and contents cover options are next on our list. We only open a category once a provider partner and a working quiz are in place.

Quiz coming soon

Coming soon

Health and Medical

OnePlan health cover starts from R250 per month, with day-to-day benefits paid upfront on a Claim Card and six plans to choose from. Read our plain-language guide while we build the quiz.

Pet insurance guides

How Cactus works

STEP 1

Pick a category

Start with the type of cover you actually want to look at.

STEP 2

Answer a short quiz

About 60 seconds. No card details needed.

STEP 3

Speak to the provider

We introduce you to the provider, who gives you the quote and the policy detail.

Who we are, plainly

Cactus is a lead-generation and referral platform operated by Leads Elite (Pty) Ltd. We are not an insurer, underwriter, financial service provider or claims administrator. For pet insurance, OnePlan provides the quote, the policy, the underwriting, the servicing and the claims.

Contact us with a question

Common questions

Is Cactus an insurance company?

No. Cactus is a lead-generation and referral platform operated by Leads Elite (Pty) Ltd. We introduce you to a licensed provider. For pet insurance, OnePlan provides the quote, the policy, the underwriting and the claims.

Does the quiz cost anything?

No. The quiz is free and you never enter card details to answer it. If you go ahead, the provider quotes you directly and you decide whether to take the policy.

How much does pet insurance cost through Cactus?

OnePlan pet cover starts from R80 per pet per month, and your price depends on your pet and the plan you choose. The quiz takes you to OnePlan's options, where you can see the five plans and their limits.

Do I have to live in a specific area to use Cactus?

No. The quiz runs online for South Africans anywhere in the country. OnePlan's vets are nationwide, so where you take your pet does not limit your options.

What happens to my details after the quiz?

Your answers go to the provider for the category you chose, so they can prepare a quote and contact you. We do not sell your details to unrelated third parties, and our privacy notice explains exactly what we collect and why.

Do I pay Cactus anything?

No. You never pay Cactus. The provider quotes you directly, and if you take the policy you pay the provider's premium. Cactus earns a referral fee from the provider, which does not change your price.