Health Plan
From R250 per month
Entry-level day-to-day cover for doctor visits and basic benefits.
OnePlan health insurance
OnePlan health cover, explained in plain language.
OnePlan health insurance starts from R250 per month and includes day-to-day benefits paid upfront on a Claim Card, plus private hospital access on the higher plans. Cactus explains the options here; OnePlan gives you the quote, the policy and the claims.
See plans and prices at OnePlan
Quotes and policies are handled by OnePlan directly.
Six health plans to compare
Prices below are OnePlan's published 2026 "from" prices for a single member. Your premium depends on the plan and how many family members you cover.
Core
From R535 per month
Day-to-day cover with added in-hospital benefits.
Core Plus
From R735 per month
Higher day-to-day and hospital benefit limits than Core.
Blue
From R1,080 per month
Comprehensive day-to-day cover with private hospital and chronic medication benefits.
Professional
From R1,595 per month
Broader hospital and chronic cover with enhanced day-to-day benefits.
Executive
From R2,175 per month
OnePlan's top health plan, with the highest published benefit limits.
Waiting periods, exclusions, limits and policy terms apply. A 30-day waiting period applies to day-to-day benefits, and a once-off R160 administration and card fee is charged when you take out a policy. OnePlan is not a medical aid, and the benefits are not the same as a medical aid.
How OnePlan health cover works
Paid before you see the doctor
Day-to-day benefits are loaded onto your OnePlan Claim Card before your appointment, so you are not waiting for a refund afterwards.
Private hospital access
Higher plans include access to private hospitals for casualty, illness, birth and accidents, subject to your plan's limits.
Not a medical aid
OnePlan health insurance is a non-life insurance product, not a medical scheme benefit option. It works differently from medical aid, so compare the actual benefits before you decide.
Who does what, plainly
Cactus is a lead-generation and referral platform operated by Leads Elite (Pty) Ltd. We are not an insurer, underwriter, financial service provider or claims administrator. OnePlan health insurance is administered by Oneplan Underwriting Managers (Pty) Ltd, an authorised financial services provider (FSP 43628), and underwritten by Bryte Insurance Company Limited, a licensed insurer (FSP 17703). OnePlan publishes an overall customer rating of 4.59 out of 5 from 23,019 reviews across its products.
Common questions
Is OnePlan health insurance a medical aid?
No. OnePlan is not a medical aid, and the benefits are not the same as a medical aid. It is a non-life insurance product underwritten by Bryte Insurance Company Limited and is not regulated by the Medical Schemes Act.
How much does OnePlan health insurance cost?
Published 2026 pricing starts from R250 per month for the Health Plan and goes up to R2,175 per month for Executive. Your premium depends on the plan you choose and how many family members you cover. A once-off R160 administration and card fee applies when you take out a policy.
What is the OnePlan Claim Card?
For day-to-day benefits like doctor visits, OnePlan loads your funds onto a prepaid Claim Card before your appointment, so you pay with the card instead of claiming back afterwards. A 30-day waiting period applies to day-to-day benefits.
Can Cactus give me a health insurance quote?
Not yet. Cactus currently runs a short quiz for OnePlan pet insurance only. For health cover, OnePlan handles quotes directly on its own site, where you can see every plan and price.