Terms and Conditions
Effective Date: 26 February 2025
Last Updated: 26 February 2025
1. Introduction
Welcome to Cactus (https://cactus.org.za). These Terms and Conditions govern your use of our website. By using this website, you agree to comply with these Terms. If you do not agree, please do not use this website.
2. Services Provided
Cactus is a lead generation platform that collects user details and connects them with third-party insurance providers. By submitting your information on our website, you:
- Consent to be contacted by insurance providers regarding the products or services you expressed interest in.
- Understand that we do not guarantee you will receive offers, quotes, or specific insurance products.
- Agree that we may use your email address for upselling or cross-selling other insurance products offered by our clients.
Cactus does not sell insurance or offer financial advice. We only connect users with third-party providers.
3. User Responsibilities
When using Cactus, you agree to:
- Provide accurate, truthful, and complete information.
- Not submit false or fraudulent details.
- Not use the website for unauthorized or unlawful purposes.
Cactus reserves the right to deny access to users who provide false information or misuse the platform.
4. Privacy & Data Protection
Cactus is committed to protecting your personal information in compliance with the Protection of Personal Information Act (POPIA).
- Your data is collected and processed in accordance with our Privacy Policy.
- You have the right to access, correct, or delete your personal information.
- For any privacy-related inquiries, you can contact us at support@leadselite.co.za.
5. Limitation of Liability
- By using this website and submitting your personal information, you acknowledge that you are doing so at your own risk.
- Cactus is not responsible for the offers, quotes, or services provided by third-party insurance companies.
- We do not guarantee the accuracy of the information provided by third-party providers. Any decision you make regarding an insurance product is solely your responsibility.
6. Third-Party Links & Services
Cactus may contain links to third-party websites, including insurance providers. We do not control these third-party sites and are not responsible for their content, privacy policies, or business practices. You access third-party websites at your own risk.
7. Governing Law
These Terms and Conditions are governed by the laws of South Africa, including compliance with the Protection of Personal Information Act (POPIA). Any disputes arising from the use of this website will be resolved under South African law.
8. Updates to These Terms
We may update these Terms and Conditions from time to time. Any changes will be posted on our website. Your continued use of the website after updates means you accept the new Terms.
9. Contact Information
If you have any questions about these Terms, please contact us:
Email: support@leadselite.co.za
© Cactus.org.za 2025. All Rights Reserved.
*Results may vary from person to person. A 32% reduction in monthly pet insurance premiums is based on the performance of pet insurance cases administered by our pet insurance providers. Results depend on personal circumstances and the successful completion of a formal quote. Results are not guaranteed and will be looked at on a case by case basis.
We work with a carefully selected panel of insurance providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Insurance cover is subject to conditions and acceptance. If you choose to accept a new insurance quote it is your responsibility to read through and accept all terms and conditions. Calls are recorded for training and monitoring purposes.
Cactus does not administer insurance products. You may be referred to our trusted providers if we feel that this is appropriate and the best advice in your situation. Cactus may be paid a referral fee for introducing you to one of our approved providers.